中国养老金问题的调查分析——以杭州地区为例摘要建立城市居民社会养老保险制度是深入贯彻落实科学发展观的根本要求,是加快建立覆盖城市居民的社会保障体系的重要工程,是促进城市改革发展的重大政策,城市居民社会养老保险制度将彻底改变千百年来养儿防老的传统,实现由家庭养老向社会化养老的转变。去年以来,杭州地区认真贯彻落实省市关于城市居民社会养老保险工作,通过全面启动、狠抓宣传、细化措施、全力落实,城市居民踊跃参保,取得了一定的成效,但由于城市居民社保养老保险是新兴事物,也不可避免存在这样或那样的问题。本文试图通过深入的调查研究杭州地区城市居民保现状,剖析存在的困境和问题,并就存在的问题提出科学应对的对策和建议。关键词:养老金;施行现状;杭州地区;现存问题;解决对策AbstractEstablishment of urban and rural social endowment insurance system is thoroughly implement the scientific concept of development fundamental requirement is to accelerate the establishment of an important project of urban residents covered by the social security system is a major policy to promote reform and development of the city, urban and rural social endowment insurance system will completely change for thousands of years old age tradition of raising children, family pension changes implemented by the social pension of. Since last year, Hangzhou, earnestly implement the provincial pension insurance for urban residents to work on community through a comprehensive start, pay close attention to propaganda, detailed measures to implement fully, actively insured urban residents, and achieved some success, but because of social security for urban residents pension insurance is something new, but also inevitably exist one way or another problem. This paper attempts to study the security status of urban residents in Hangzhou through in-depth investigation, analysis of existing difficulties and problems, and put forward countermeasures and suggestions...