目 录摘 要....................................................................................................................IAbstract.....................................................................................................................II引 言...................................................................................................................11 背景与意义............................................................................................................31.1 研究背景.......................................................................................................31.2 研究意义.......................................................................................................42 沈阳地区中国人寿偿付能力风险概述................................................................62.1 偿付能力风险的概念...................................................................................62.2 偿付能力风险的影响因素分析...................................................................63 中国人寿沈阳地区偿付能力风险分析..............................................................113.1 偿付能力风险现状.....................................................................................113.2 偿付能力风险控制现状.............................................................................123.3 偿付能力风险分析.....................................................................................134 中国人寿沈阳地区偿付风险存在问题分析......................................................144.1 短期偿付风险.............................................................................................144.2 长期偿付风险.............................................................................................145 对策与建议..........................................................................................................155.1 偿付能力风险问题的对策..........................................................................