中西方中小企业融资结构比较 摘要 融资结构的合理性是企业市场化进程中所遇到的实际问题。融资结构不仅影响企业的资本成本和企业的总价值，同时也对企业治理结构有所影响。也是中国以及其他西方国家的企业融通资金，扩大规模，企业内部各环节资金供求关系平衡的关键.现已成为一个前言性、挑战性的课题，正日益引起理论界和实务界的关注。改革开放以来，我国中小企业迅速进展，中小企业在我国国民经济中扮演着重要角色,特别是在促进国民经济进展、缓解就业压力、实现技术创新、优化产业结构等方面，中小企业都发挥着不可替代的作用.相对大企业而言，中小企业存在规模小、信用低、产量少、产品质量得不到保证等缺陷，这些内在缺陷都制约了企业融资。本文通过对中西方中小企业融资现状所存在问题等方面进行对比，旨在通过对比,借鉴西方国家先进的经验，以此为解决我国中小企业融资困难提出合理的建议。 【关键词】 融资结构 融资方式 中小企业 Abstract The rationality of financing structure is the practical problem encountered in the process of enterprise marketization 。 The financing structure not only affects the capital cost of the enterprise and the total value of the enterprise ， but also affects the corporate governance structure。 Is the key to the balance between supply and demand in the domestic and western countries. Has become a prerequisite ， challenging subject ， is increasingly aroused the concern of the theoretical and practical circles。 Since the reform and opening up, China's small and medium-sized enterprises have developed rapidly 。 Small and medium-sized enterprises have played an important role in China's national economy. Small and medium—sized enterprises are playing an increasingly important role in promoting national economic development ， alleviating employment pressure， realizing technological innovation and optimizing industrial structure。 Important role. Relative to large enterprises， small and medium enterprises there are small scale， low cre...
