中图分类号： 学校代码：13820 “双创”背景下宁夏小微企业融资对策分析 学生姓名： 李成学 院： 商学院专 业： 能源经济班 级： 经济 1504 班学 号： 1510540603校内导师： 黑亚青 二〇一九年五月摘 要本文通过总结国内外小微企业成功的经验和启示，对比分析宁夏小微企业融资的现状，发现小微企业面临的问题以及困境的成因分析，并提出可行性的建议。文章找出小微企业发展的几个问题：小微企业融资成本高，没有高素质人才来管理经营企业，融资的渠道少，没有完整的金融体系以及担保制度不完善，这些问题都制约了小微企业融资的融资行为。面对此类问题，宁夏小微企业必须从自身找原因，通过政府和企业的积极配合，为宁夏小微企业的融资找出新的路径，促进企业进一步的发展。关键词：小微企业；融资；宁夏；建议AbstractThis paper summarizes the successful experience and Enlightenment of small and micro enterprises at home and abroad, compares and analyses the financing status of small and micro enterprises in Ningxia, finds out the problems faced by small and micro enterprises and the causes of their plight, and puts forward feasible suggestions. The article finds out several problems in the development of small and micro enterprises: high financing cost of small and micro enterprises, lack of high-quality talents to manage and operate enterprises, lack of financing channels, lack of complete financial system and imperfect guarantee system, these problems restrict the financing behavior of small and micro enterprises. Faced with such problems, small and micro enterprises in Ningxia must find their own reasons, through the active cooperation of the government and enterprises, find new ways for financing of small and micro enterprises in Ningxia, and promote their further development.Key words: small and micro enterprises; financing; Ningxia; suggestions 目 录一 引言............................................................................................
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